Why Use A Licensed Independent Agent?

​

There are many ways to purchase an insurance policy these days, whether it be online, over the phone, or in person.

​

Ultimately, you will obtain insurance directly from an insurance company or through a licensed insurance agent.  To drill down even more, there are multiple types of insurance companies and insurance agents to choose from.

​

There are many benefits of using an independent agent vs a captive agent. In this day and age, it’s all about choices and options.  This is where the value of an independent agent comes to light.  Put simply, they have the ability to offer more choices than a captive agent.

​

Independent agents represent many different insurance companies and can look at your personal situation and shop your needs with several insurers to make the best recommendation for you.

​

Each insurance company will have different rates, liability limits, and in some cases, coverage types, so it’s important to look at them all.