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Tips for Choosing Individual Health Insurance

When choosing individual health insurance, it helps to follow these tips.


Be sure you know the meaning of terms such as deductible, in network, and health savings accounts. There is a lot of jargon you have to know in order to choose the right plan. Don’t just think about yourself. Be sure to consider family members if they are going to be covered. Make a list of your current and future health care needs. This can include any prescriptions, planned procedures for the next year. Make your own list and then follow up with your doctor to ask about what you may need over the year.


Determine which benefits worked for you best in the past. The plan can still work for you, but if you have had a major life change you may need to change your individual health insurance. Also, consider any problems you have had with previous benefits to avoid those in the future.

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