FleurINS is an independent insurance agency that specializes in developing customized benefits solutions for employers and individuals. As your benefits consultant, we act on your behalf when dealing with insurance carriers and plan administrators. Plan recommendations are made to meet your coverage needs.
Our knowledge of the enrollment, application and administration procedures helps your business attract, retain and protect your most valuable asset - your employees.
FleurINS has access to every competitive insurance carrier in the market for individual and employer sponsored health insurance as well as voluntary guaranteed-renewable worksite benefits are paid by the employee and can be payroll deducted or not.
FleurINS prides itself on maintaining professional relationships with fellow insurance agents, especially those involved with the National Association of Health Underwriters (NAHU).
FleurINS diligently shops our client’s benefit plans each year at renewal to confirm their current carriers are maintaining a competitive position in the market.
FleurINS appreciates that each business has different benefit needs and implementing or enhancing a benefit plan is a marathon, not a sprint.
Ruth Ragusa - Founder
Leading FleurINS to be the best customer-focused benefits agency in Louisiana. With a commitment to client success, Ruth gives back to the industry serving as an active member of the National Association of Health Underwriters (NAHU), serves as Secretary of the New Orleans Association of Health Underwriters (NOAHU) and Board Member & Professional Development Chair of the Louisiana Association of Health Underwriters (LAHU).
Ruth is a proud supporter for The Henry Aucoin Foundation, Angel's Place and St. Jude Children's Hospital.